Do not use the names of your families, friends or pets in your passwords. In some cases, for example, you have more than 100 bitcoins, then you should not let anyone except your mother know your passwords, even your father is not reliable enough.
Lately theres been tons of instant refund, typical its 1-5days processing time before you get the amazing green text on ur screen about the amount of refund.
So the question everyone have is how do they do this ?